Jumbo loans

What is a Jumbo mortgage?

Jumbo loans are non-government loans that are typically used by borrowers looking for larger loan amounts. Unlike Conforming loans, they exceed the limits set by the Federal Housing Finance Agency (FHFA), which means they are great options for borrowers looking to buy more expensive home but who have higher credit scores and a strong financial situation.

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Jumbo loans allow a homebuyer to borrow more than a Conforming or government loan. If you want to buy a home that is listed above the Conforming loan limit for your area, a Jumbo mortgage can be a good option. In fact, we offer Jumbo loans as high as $3 million.

Who should get a Jumbo mortgage?

  • Homebuyers that want to buy a property exceeding county loan limits
  • Individuals with strong credit scores and income documentation
  • Borrowers who have funds for at least a 5% down payment

All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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