Bridge Loans | Guild Mortgage

Bridge Loans

Make an offer before someone else gets your dream home!

Found the perfect new home but still need to sell your current one?* Do you need to buy quickly and avoid worrying about a contingent sell? Are you moving for work? Moving up can be easier than you think!

Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family. Decrease the stress of a new home purchase!

 Family holding hands walking across bridge

Program benefits:

  • Allows you to get your dream home without waiting to sell
  • Provides opportunity to make non-contingent offer on a home
  • Uses equity from your current home to move up and buy the next home
  • Great option for anyone who needs to relocate for work or to retire

Program eligibility**:

  • Loan amounts starting at $40,000 up to $250,000
  • Bridge loan must be your current primary residence
  • Bridge loan must be repaid within 6 months

 

In a low inventory market, writing a non-contingent offer could get you the winning bid!

Questions? Let’s Talk!

*Current primary residence must be listed for sale.
**New first lien must be completed with Guild on new home purchase. Bridge loan must be repaid within 6 months of closing. Not eligible in TX and VA.

All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Home Loan Guide

Questions about the home buying process? Our Home Loan Guide has the answers you need to make smart decisions. Learn More

We stand behind our loans

Mary Ann McGarry
“We can help you find solutions, with a personal touch.” – CEO, Mary Ann McGarry
  • Real people at your side to make the complex loan process simple
  • Hundreds of products and programs, especially for first-time homebuyers
  • Fast, responsive, in-house loan operations to get you funded on time